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How It Works
About the Affordable Care Act
The Affordable Care Act (ACA), also known as "Obamacare", has helped millions of people get health care coverage. Before the ACA, health insurance was unaffordable and unavailable for many. Now, with Obamacare, if you meet certain qualifications, the government will help pay for your monthly premiums and out-of-pocket cost. And for those who have preexisting medical conditions, you can no longer be denied coverage under Obamacare.
Who We Are
At Clear Health, we understand that the specifics of health coverage and costs can be all too confusing. This is where we come in - to make health insurance simple for you! We are licensed insurance agents that will help you get the best possible coverage for your healthcare needs- hassle-free. So, why rely on chance when you can enjoy a hassle-free experience and still get the best?
Reviews
I was feeling so overwhelmed trying to navigate my Insurance options on my own. Thankfully, I came across Clear Health, and their team really came through for me. They guided me through the process and helped me find the perfect plan for my needs. I couldn’t be happier with the service I received!
Adam R.
The team at Clear Health is absolutely fantastic! They took the time to explain everything to me in terms I could understand and made sure I was completely comfortable with my health insurance coverage before I signed up. I highly recommend them to anyone looking for a personalized service.
Elizabeth S.
I was hesitant to work with an insurance agency, but I am so glad I did! The staff at this agency is so friendly and knowledgeable. I feel so much more confident and secure with my healthcare coverage now.
Caleb A.
Our Mission
Our mission is to To make your health insurance experience as easy and stress-free as possible.
As licensed insurance agents, we offer personalized guidance and expertise to help you find the coverage that best fits your unique needs and budget.
Whether you just lost coverage or exploring your options for the first time, we’re here to help you navigate the complexities of insurance with ease and confidence.
We aim to simplify the health insurance experience for you, so you can spend more time enjoying life and less time worrying about your healthcare coverage.
FAQs
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What is the ACA?The Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010.
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How does it work?The ACA makes affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
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Why should I consider ACA plans?ACA plans typically have a lower monthly premium than private health insurance. Additionally, a majority of ACA plans are subsidized by the federal or state government — meaning your monthly payment could be as low as $0 if you meet certain income levels.
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Can’t I find all this information on the official government website?While the government website provides detailed information about the ACA (www.healthcare.gov), making sense of it and determining the best course of action for your circumstances can be overwhelming. And that’s why we are here to leverage our extensive industry knowledge to simplify the whole process for you.
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How do I enroll into a new plan?The application process is very detailed and our licensed specalists are on standby to assist you with this! We know how to make it easy. Its a simple conversation.
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After I enroll, when should I get my plan materials?Plan materials will arrive within 14 business days. A letter confirming enrollment will serve as your temporary card until the full welcome kit arrives.
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How can I change my coverage, and what should I do if I have a problem with my plan?If you have a problem with your plan, contact us for further assistance. Our licensed agents will assist you determining how to resolve the problem.